JKM Financial Aid for OKU in 2026: Monthly Allowances, Rates and How to Apply

JKM aid for OKU at a glance

Apart from the Budget 2027 figures, the rates and conditions above come from MyGOV pages updated 13 March 2026 and from JKM’s monthly aid page (BTB and BPT sections updated 16 June 2025, EPOKU 23 June 2025). Where the two differ, both are shown. MyGOV still showed these rates when we checked on 17 October 2026. Conditions can change, so check again before applying. We found no RM1,000 monthly OKU allowance on MyGOV. The highest rate among its OKU schemes is BPT’s RM500, which JKM pays for each bedridden person cared for. A Malay version of this guide is Bantuan JKM untuk OKU.

BTB: for OKU who cannot work

The conditions on MyGOV and JKM’s page:

• Malaysian citizen living in Malaysia, registered as OKU with JKM.
• Aged 16 to 59, counted by year of birth. JKM exempts existing BTB recipients aged 60 or over whose cases were registered in 2024 or earlier from the age limit.
• Unable to work, because of limited physical, mental, intellectual or sensory function, or because the person’s surroundings block access to work. MyGOV words it as unable to work full-time, confirmed through a JKM interview or assessment.
• The inability to work is confirmed by a registered government or private specialist or medical officer, or by a psychiatrist for mental disability; in some cases, such as an obvious amputation, a JKM officer’s confirmation in the investigation report is enough.
• Income: MyGOV says household income must not exceed the current Poverty Line Income (Pendapatan Garis Kemiskinan, PGK). JKM’s page tests the OKU’s own monthly income, including rental, pension, zakat, family contributions and PERKESO payments, against the current hardcore-poor per-capita PGK. Ask the district welfare office which test applies to you.
• Not a resident or trainee of a JKM institution, of a day or residential care centre that receives a ration grant and provides its services free, or of a community-based rehabilitation (PDK) programme.

From age 60, JKM’s elderly aid (Bantuan Warga Emas, BWE) is a separate scheme with its own conditions; see JKM elderly aid (BWE).

EPOKU: for OKU in work

EPOKU is a monthly allowance that encourages OKU to stay in work. JKM’s conditions: Malaysian citizen living and working in Malaysia; aged 16 or over, counted by year of birth; not a student at any educational institution; holding an OKU card registered with JKM; and monthly income of RM100 to RM1,700. JKM counts basic pay, allowances, overtime, rental income, pension, zakat, contributions and other sources. MyGOV’s page still states a limit of RM1,500 and also requires that the person not live in a JKM institution or care centre. If your income is between RM1,500 and RM1,700, ask the district welfare office (Pejabat Kebajikan Masyarakat Daerah, PKMD) which limit it applies. Budget 2027 raises the limit to RM2,000.

BPT: usually for the carer of a bedridden person

BPT is usually paid to the carer, while BTB and EPOKU are paid to the OKU. JKM and MyGOV list three kinds of applicant:

• the carer who gives full care to a bedridden OKU or a bedridden chronically ill patient; MyGOV pays the carer whom JKM verifies;
• a chronically ill patient who is not bedridden but needs continuous treatment for at least three months, whose application JKM considers in the patient’s own name (JKM);
• a bedridden OKU or patient who has no carer, or whose carer is not a Malaysian citizen, in which case the aid is given in the patient’s name.

The applicant must be a Malaysian citizen living in Malaysia, with household income of no more than RM5,000 a month. JKM pays RM500 for each person cared for, so a carer looking after two bedridden family members can be considered for both. Full detail is in the BPT carer allowance guide.

BAT: help to buy a device, not a monthly allowance

BAT is financial aid from JKM to help low-income households buy a supportive device or prosthesis recommended by a government or private medical officer, or by a JKM officer, according to the type of disability. The applicant must be a Malaysian citizen living in Malaysia, in a JKM target group, with household income not above the Poverty Line Income. MyGOV’s examples are manual or electric wheelchairs, white canes and braille machines, prosthetic arms and legs, and hearing aids, funded at set prices. Hospital beds are not on that list. MyGOV adds that other urgent or deserving cases may be considered with the approval of the Director General of Social Welfare (KPKM), so ask the district welfare office rather than assume a bed is covered.

What Budget 2027 changes

The Budget 2027 speech on 9 October 2026 (paragraph 77) announced these measures for OKU. It gives no effective date, the Supply Bill still has to pass Parliament, and MyGOV had not been updated as of 17 October 2026.

• BPT: from RM500 to RM600 a month for carers of bedridden OKU and chronically ill patients.
• EPOKU: the income threshold rises from RM1,700, the figure on JKM’s page, to RM2,000 a month. MyGOV still shows RM1,500.
• Total OKU aid: RM1.5 billion for more than 300,000 OKU.
• Pupils and carers: the allowance for pupils with special educational needs rises from RM150 to RM200 a month, and 3,000 new OKU carers are to be trained in specific skills.

The speech does not mention the BTB rate of RM300. Changes for older people and family carers, including tax relief for parents’ care, are summarised in Budget 2027 for the elderly, OKU and carers.

How to apply and check status

1. Register as OKU first. BTB and EPOKU require registration with JKM. The steps are in how to apply for an OKU card.
2. Apply for the aid through the eBantuan JKM portal, the route MyGOV names. The nearest district welfare office (PKMD) can also help with the application.
3. Keep the reference number and check the status on the same portal.

Applications are free. Only use addresses ending in jkm.gov.my or links from malaysia.gov.my, and do not pay anyone who promises a faster approval.

Other help with equipment and costs

• PERKESO (SOCSO): its rehabilitation service lists hospital beds and ripple mattresses among rehabilitation equipment. It is for insured persons whose PERKESO claim has been approved, when the treating doctor recommends it for the injury or illness behind that claim. The doctor applies through the INSPIRE DR module, which is open to government medical officers and specialists. The PERKESO invalidity pension is explained in Pencen Ilat PERKESO (in Malay).
• Armed forces veterans: JHEV ATM’s patient equipment scheme names beds and mattresses, up to RM5,000, with confirmation from a government hospital doctor.
• Hospices: several hospices lend hospital beds to their registered palliative patients, subject to stock, and some ask for a refundable deposit; see hospice and palliative care in Malaysia.
• Hospital social workers, zakat and NGOs: these routes are covered in free hospital bed aid (in Malay).
• Tax relief: LHDN reliefs for a disabled person, spouse or child and for basic supporting equipment are listed in the OKU card guide.

If a bed is needed before any aid is decided, our hospital beds rent from RM150 a month with an RM0 deposit, including one-month rentals, and payment is collected after delivery and setup. One-way delivery costs up to RM280, confirmed for your address, and a mattress is included only if the written quotation lists it. See hospital beds for home use.

Questions about JKM aid for OKU

Sources

Related pages